Conditions for one-time social insurance
According to the provisions of the Law on Social Insurance 2014, employees (employees) are entitled to withdraw social insurance (social insurance) once when eligible. So when are employees entitled to one-time social insurance withdrawal? What is the procedure for receiving one-time social insurance? DTD will explain these questions through the following article.
1. What is lump-sum social insurance?
According to Article 3 of the Law on Social Insurance 2014, “social insurance is compensation for a part of an employee's income when he/she becomes ill, maternity, labor accident, occupational disease, or ends his/her age. or dead, based on contribution to the social insurance fund ”.
On this basis, in some cases, the participants of social insurance upon request will be settled one-time social insurance.
2. Subjects may withdraw social insurance once
According to Article 60 of Law on Social Insurance 2014, Resolution No. 93/2015/QH13 dated June 22, 2015 of the National Assembly and Circular No. 56/2017/TT-BYT dated December 29, 2017 of the Ministry of Health Laborers who fall into one of the following cases, are entitled to a lump-sum social insurance allowance:
Firstly, the employees who are old enough to enjoy the prescribed pension but have not paid more than 20 years of social insurance premium or the female employee is a full-time or part-time employee in a commune, ward or town but has not paid 15 years of social insurance and continues continuous participation in voluntary social insurance;
Secondly, employees participating in compulsory social insurance after one year of working leave, participants of voluntary social insurance after one year of discontinuation of payment of social insurance premium but less than 20 years of payment of social insurance premium upon request, shall receive one-time social insurance;
Thirdly, people go abroad to settle down;
Fourthly, people suffering from one of life-threatening diseases such as cancer, polio, ascites cirrhosis, leprosy, severe tuberculosis, HIV infection have progressed to AIDS and other diseases that have attenuated. with a working capacity of 81% or higher and not self-controlling or unable to carry out activities of transportation, dressing, personal hygiene and other things to meet daily who need people watching, support, and complete care.
Fifthly, officers and career army men of the People's Army; officers, career non-commissioned officers, officers and career non-commissioned officers of the People's Police; cipher workers receive salaries similar to those for army men; Non-commissioned officers and soldiers of the People's Army; non-commissioned officers and men of People's Public Security Forces; Army, police and cipher school students are entitled to live allowances when they are demobilized, discharged or quit their jobs but are not eligible for pension benefits.
The rate of entitlement to one-time social insurance is calculated based on the number of years of payment of social insurance premium, each year is calculated by 1.5 months of the average monthly salary on which social insurance premiums are paid for the years of payment before 2014; 2-month average monthly salary paid for social insurance for the years of payment from 2014 onwards. In case the time of social insurance payment is less than 1 year, the level of social insurance allowance is equal to the amount paid, the maximum level is equal to 2 months of the average monthly salary paid for social insurance premium
3. Procedures for one-time social insurance receipt
* Profile preparation
According to Article 109 of Law on Social Insurance 2014, the dossier for one-time social insurance allowance entitlement includes:
1. Social insurance book;
2. The employee's application for one-time social insurance allowance;
3. For people going abroad to settle, they must submit an additional copy of the competent agency's certification of relinquishment of Vietnamese nationality, or a certified or notarized Vietnamese translation of one of the following papers :
a) Passport issued by foreign country;
b) The visa issued by the competent foreign body certifying the permission for entry on the grounds of settling abroad;
c) Documents certifying the completion of procedures for foreign nationality; verification papers or permanent residence cards with a term of 5 years or more issued by competent foreign agencies.
4. Copies of medical records for people suffering from one of life-threatening diseases such as cancer, polio, ascites cirrhosis, leprosy, severe tuberculosis, HIV infection turned into AIDS and other Other diseases prescribed by the Ministry of Health.
* Procedures for one-time social insurance allowance entitlement
Step 1: Submit the application directly to the district/provincial social insurance authority or via the postal service.
If electronic payment method, register to receive authentication codes and send electronic documents to Vietnam Social Insurance Portal or via I-VAN. In case the paper file has not been converted to electronic format, it will be sent to the social insurance agency via postal service.
Step 2: The social insurance authority of the district / province receives the application.
- Compare originals with papers that are not certified and return originals to employees.
- Maximum of 05 working days from the date of receiving complete dossiers, settling and returning settlement results to laborers.
Step 3: The employee directly receives settlement results.
In case of not going to receive the person directly, the recipient must have an authorization letter (Form 13-HSB) or an original of the authorization contract.
During the process of completing procedures until receiving the money, the employee does not have to pay any fees.
Social insurance is one of the long-term social security policies, therefore, except for force majeure cases, employees should consider receiving one-time social insurance to ensure the later life.
